Welcome to Our Financing Department

Find Ford Financing in Oxford, MS

We are proud to offer extensive Ford financing options to make your dream of owning a new Ford vehicle come true. At Belk Ford Inc., there is nothing we love more than supporting our customers with the tools and resources they need.

General Overview

Our Ford financing offers flexible and affordable alternatives to outright purchasing or leasing Ford vehicles. Our dealership, in cooperation with Ford Credit, the financial services arm of Ford Motor Company, can offer personalized financial solutions for your needs. Whether it is a brand-new Ford F-150 you are interested in, a pre-owned Fusion, or leasing the latest new Ford Explorer, we can offer a financing option that will fit almost any budget and need.

New and Used Vehicle Financing

Our dealership can offer you competitive rates and terms for new and used vehicles. New vehicle financing often has special promotional rates, extended terms, and added confidence that comes with driving a brand-new vehicle fully covered under warranty. Used-vehicle financing is an excellent choice for the budget-conscious buyer, offering an ideal car for less money yet still providing substantial, dependable transportation.

Our financing experts strive to secure the best rates for your purchase, considering your credit score, down payment, and loan term length. We also offer flexible repayment schedules for our customers. Our customers can pay every two weeks or once a month, whichever best suits their personal needs.

New Vehicle Leasing

Our new vehicle leasing program is best for those who enjoy driving new cars every few years and would like lower monthly payments. There are several advantages to leasing any Ford vehicle through our dealership, such as low down payments and much lower monthly payments than financing to purchase, with the opportunity to drive a different new car every few years.

With our leasing options, you can tailor your mileage allowance and lease terms to your needs and driving habits. Plus, at the close of your lease, you can purchase your vehicle, lease a new Ford, or return your car and walk away.

Financing Vs. Leasing near Holly Springs, MS

The choice between financing or leasing depends on your personal preference and financial priorities. When you finance a car, it will be yours by the end of the loan period, while with every payment, you build up equity in your asset. For people who intend to keep their car for quite some time or drive more than average every year, financing is one good option.

On the other hand, leasing offers smaller monthly payments and the opportunity to drive a new car more often. It suits those who like to have up-to-date features and technologies in their cars, not being obliged to care about long-term maintenance costs. However, one should also pay attention to mileage restrictions, possible over-mileage fees, and excessive wear and tear.

Apply Online

We also offer the convenience of an online application to make your car-buying experience easier. Our secure online application process is generally quick, easy, and comfortably completed from the comfort of your own home. By applying in advance, you will save time at the dealership and be better prepared knowing in advance what to expect from your financing options. Our online application will ask for general information about your employment and income. Once this is submitted, our finance team will review the application and contact you in a timely manner to go over options.

We Work Hard for You near Senatobia, MS

At our dealership near Batesville, MS, Ford finance comes in many forms and proportions, depending on the needs and budget of our drivers. Whether you are financing a new or pre-owned vehicle, leasing, or just browsing, our finance experts are always prepared to guide you through every step along the way. We work hard to put you into the Ford of your dreams and send you home with the right payment plan that fits your budget.

Click Here to Apply for Ford Credit

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